Experian’s “Ask Max” credit advice column http://www.experian.com/ask_max/ Ask Max is the credit reporting industry’s first online consumer credit advice column. en-us Wed, 1 Oct 2008 12:00:00 GMT Copyright 2008, Experian http://blogs.law.harvard.edu/tech/rss 1440 Recovering from joint credit card debt with ex-boyfriend http://www.experian.com/ask_max/max100108a.html?rss=1 Wed, 1 Oct 2008 12:00:00 GMT I just found out today that the credit card that was in both my name and my ex-boyfriend’s name was never cancelled, although he claimed he would cancel it. In fact, it is now four months over due and is far over the credit limit because of late and over the limit fees. Now that I know, what is the best way to take care of this? If I bring it current, is there a way for my credit rating to be repaired quickly, or will this tarnish my credit for years to come?

]]> Getting free credit report when application is declined http://www.experian.com/ask_max/max100108b.html?rss=1 Wed, 1 Oct 2008 12:00:00 GMT I have been denied credit.  Can I get a free copy of my credit report?

]]> Having bad credit even when all of your bills are paid on time http://www.experian.com/ask_max/max100108c.html?rss=1 Wed, 1 Oct 2008 12:00:00 GMT Why is my credit bad? I paid every thing on time.

]]> Separating credit reports of father and son http://www.experian.com/ask_max/max100108d.html?rss=1 Wed, 1 Oct 2008 12:00:00 GMT How do you go about repairing credit when it has been commingled with your son? Both father and son have the same name.

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