Experian^®, a trusted leader in providing value-added information services, is ready to help. Experian’s industry best practices, thought leadership and strategic partnerships are helping top investment banks, servicers and institutional investors assess both whole loan portfolios and mortgage-backed and asset-backed securities in a new, more comprehensive manner. Through the heightened and magnified power of a consumer-level lens, Experian combines the consumer’s entire credit history, current behavior across all credit obligations and predicted future behavior into a single perspective. These components are vital for accurately predicting the future performance of:

• Loan prepayments
• Probability of default
• Loss given default

Experian offers a suite of products and services specifically tailored to help market participants from loan origination to the secondary market gain innovative and actionable insight to successfully navigate today’s marketplace changes.

Trade with confidence
Significantly enhance the accuracy of your prepayment and loss assumptions for optimal pricing and risk-management capabilities via Experian’s consumer credit, fraud and income analysis.

Predict collateral value
Improve forecasting asset valuations with live credit analysis that drills down to the locality level.

Benchmark
Compare your portfolio or security with market offerings through Experian’s trend analysis of real-time credit characteristics and analysis.

Increase transparency
Improve investor marketing and increase liquidity with Experian’s tools to analyze portfolio trending of underlying credit behavior.

Mitigate loan losses
Increase servicing profitability through the implementation of loan modification strategies based on Experian’s unique data and analytics.

To learn more about Experian’s capital markets products and services, contact Al Proudfoot at 1 704 296 2780 or al.proudfoot@experian.com