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Requesting a dispute online is easy and fast!
Step 1: Start with a current copy of your Experian credit report. If you don't have one, order online for immediate access. If you're reviewing your credit report online, you can access the dispute process while viewing your report. If you have a paper copy of your report, access the online dispute process and enter your report number.
* You must have your Experian credit report number to request a dispute
Step 2: Once online, view your report section by section. Click on a particular item to see more details about the item. If you see something that you believe is inaccurate, click on the blue 'Dispute this item' button that appears beside each item.
Step 3: Select a specific reason why you feel the information is inaccurate, and enter any additional information that further explains your reason and click on Submit. Be sure to read the "Tell me more about dispute reasons" for tips on how to dispute particular information. Accurate information, or information verified as accurate, cannot be removed from your report.
Step 4: A notice is immediately sent to the source of the information requesting that they verify your account information. Within 30 days, the source must respond and we'll notify you that the results of your dispute investigation are ready to be viewed, and we'll give you a link to your results. Make sure to give us your email address so we can notify you via email. It's the fastest way to get the results of your investigation.
If you received your credit report from someone other than Experian, ask them for instructions on how to dispute information on the report.
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